A shop window in Falls Church, Virginia advertises payday loans. Main article: Payday loan A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, regardless of whether repayment of loans is linked to a borrower's payday. We would like to show you a description here but the site won’t allow us. In the U.S., 12 million people borrow nearly $50 billion a year through payday loans. The rates charged on payday loans can be up to 35 times those charged on credit card loans and 80 times the. US Payday Loan Interest Rates. Provider Rate Type; LendUp Payday Loan. LendUp Payday Loan 14 days and 200 dollars. Rate is for a loan length of 14 days for the amount of $200. +Follow. 458.86% APR 458.86%-Apply Aug 2019: Featured US Savings and Deposit Accounts $ 100 Minimum to Earn APY. Licensed under the Department of F.I.D of Nevada to conduct business in the State of Nevada. Licensee is in good standing with the State of Nevada. Direct lenders offer the best interest rates for payday loans online. Our service is for people with bad and good credit. No up-front or late fees. CFPB data point: Payday lending. Consumer Financial Protection Bureau, South Carolina, and Arkansas File Suit Against Brokers of High-Interest Credit Offers FEB 20, 2020 CFPB Issues Financial Literacy Annual Report DEC 23, 2019 CFPB Releases New Report Exploring Differences between Large and Small Mortgage Servicers. Payday loans are primarily used by low-to-moderate-income earners with limited access to other sources of credit, often to pay basic living expenses or to cover an unexpected financial emergency. Learn everything you need to know about ACE Cash Express. We offer financial help via cash advances, payday loans, prepaid cards, and more. Whether it’s an unexpected bill or cash emergency, we make it easy to get cash, if approved. Apply now for an instant decision. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, regardless of whether repayment of loans is linked to a borrower's payday.