A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan with high interest rates. What is a payday loan? While there is no set definition of a payday loan, it is usually a short-term, high cost loan, generally for $500 or less, that is typically due on your next payday. Depending on your state law, payday loans may be available through storefront payday lenders or online. Skip to main content US Payday Loan Interest Rates. Provider Rate Type; LendUp Payday Loan. LendUp Payday Loan 14 days and 200 dollars. Rate is for a loan length of 14 days for the amount of $200. +Follow. 458.86% APR 458.86%-Apply Aug 2019: Featured US Savings and Deposit Accounts $ 1 Minimum to Earn APY. Check Cashing & Payday Loan Services in the US industry outlook (2019-2024) poll Average industry growth 2019-2024: x.x lock Purchase this report or a membership to unlock the average company profit margin for this industry. We would like to show you a description here but the site won’t allow us. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, regardless of whether repayment of loans is linked to a borrower's payday. Newsroom FFIEC Announces Availability of 2019 Data on Mortgage Lending JUN 24, 2020. Consumer Financial Protection Bureau Settles with Short-term Lenders for Engaging in Unfair and Deceptive Acts and Practices 4 Q5a: Some banks and credit unions are considering offering a $400, three-month loan with a $60 fee. The same loan from a payday lender has a fee of about $350. Learn everything you need to know about ACE Cash Express. We offer financial help via cash advances, payday loans, prepaid cards, and more. Whether it’s an unexpected bill or cash emergency, we make it easy to get cash, if approved. Apply now for an instant decision. Welcome Back! Payday Loans with ACE are as easy as. Log in to your ACE Cash Express account. Review your information. Submit your application. Thank you for choosing ACE for your short-term loan needs.