For many Americans, filing federal income taxes means getting a refund. The average tax refund, according to the IRS, was $2,899 for the 2018 tax season. That’s a nice chunk of change to get back, but what if you need the money before the IRS sends your refund? Jan 19, 2017 - Online Tax Filing Direct Safe Simple & Accurate. See more ideas about Online taxes, Filing taxes, Irs. Tax refund loans provide fast cash up to $3,500 while you wait for your income tax refund. Here’s what to know about refund advances, options and costs. Low cost 1 hour tax refund loan also known as a 1 hour RAL loan, that won't bury you in debt. Plain and simple, IncomeTaxAdvances.com specializes in getting you a fast low cost tax refund loan. Tax Advance Instant Tax Loan. Fast, safe, and secure refund anticipation loan via direct deposit to a checking, savings, or prepaid account. A tax advance loan is based on your actual refund so there is no credit check and no upfront fees to pay. May 5, 2015 - Getting money back this year? Before you blow it, check out these five smart ways to spend your tax refund to set yourself up for long term success! No, they cannot garnish your income tax refund. If they tell you they can or will, then they are in violation of the Federal Debt Collection Practices Act ( FDCPA ) and/or other state laws protecting consumers, depending on whether the caller is working for the original creditor or a collection agency.