Doesn't it seem reasonable to be able to make a Paypal credit card payment on the due day and have the payment credited to your account that same day. At 12:45 p.m. on the due date I made a payment to my credit card. The website said my payment was accepted and will be paid as of 4:00 p.m Pacific. You Can Typically Get Same-Day Approval Online applications have transformed the credit card process, and most online applications can be completed and receive a decision in less than five minutes. In some cases, however, the online platform may not be able to make a decision, which can add days or weeks to your response time. For a credit Same Day Entry, an RDFI must make the amount of the credit Entry available to the Receiver for withdrawal no later than 5:00 p.m. in the RDFI’s local time on the Settlement Date of the Entry, subject to its right to return the Entry under these Rules, and except as noted below. The Milestone® Mastercard® offers instant prequalification and same-day approval. It is geared to consumers with below-average credit, but unlike similar cards, this one charges no maintenance or application fees. It does, however, charge an annual fee. The amount you’re charged depends on your credit profile. The term same-day funds refers to money that can be transferred or withdrawn the same day that it is deposited. Same-day funds are subject to the net settlement of accounts between the banks that. Apple – Goldman Sachs. The Apple credit card issued by Goldman Sachs gives you instant ability to use the card for purchases from within Apple Pay. Bank of America. Alaska Airlines card often gives an instant card number; The only BofA card that’s commonly reported to get an instant card number is the Alaska Airlines card. The Amex EveryDay® Credit Card is an excellent choice if you need a good 0% intro APR period, fast. It offers an intro 0% Intro on Purchases and Balance Transfers for 15 months, and then the. Same-Day Loans for Bad Credit The biggest drawback when using a credit card to fund a big purchase is that interest charges, annual fees, and other expenses can quickly make that large purchase a gargantuan one. If you’re only looking to use the funds one time, you may be better served by applying for a loan instead of a credit card.