APPLY FOR BAD CREDIT LOANS WITH MONTHLY PAYMENTS Bad credit is not an issue to get bad credit loans monthy payments from GetCashExpress, the most trusted direct lenders for bad credit. Unlike credit cards or payday loans (payday cash advance), our online bad credit loans monthly payments allow flexibility, manageability and affordability. Disclaimer: Direct Lending Solutions is a guide for those who are coping with bad credit and provides opportunities for potential borrowers to connect with lenders who advertise on this website. We try to keep the articles current and up-to-date, but this isn’t always possible given the ever-changing financial and lending markets. Personal Loans Direct Lenders. If you’re looking for a personal loan, you may have heard that it’s best to work with a direct lender. So what exactly is a direct lender, and what benefits do they offer? A direct lender offers you a loan directly, whereas a loan broker, affiliate or lead provider simply matches you with a lender. S.O.S. Loans, Inc. is a California corporation offering personal unsecured loans entirely through the internet and electronic banking system. We are NOT a bank or a financial institution, we are a direct finance lender. This allows us to make quick credit approval decisions and immediately fund your loan. Unsecured loans for bad credit from direct lender do not require any collateral to procure the cash (up to $1,000 depending on your income). Besides, they have fixed term and fixed (lower) interest rates. It is not that other lenders do not offer unsecured personal loans for bad credit. Although personal loans can technically be used for whatever you like, some uses are simply a bad idea. At the top of the bad-idea list is using a personal loan to purchase a home or vehicle. Why? Because personal loans, particularly those for consumers with poor credit, will have significantly higher interest rates than either auto or home loans, with personal loan APRs typically exceeding. New York Personal Loans. People in New York State who are searching for personal loans are looking to borrow money for several reasons. Some of these are outlined below. Credit card debt - The average credit card debt in New York is near $4,000. Taking out a personal loan to pay off credit card debt can be a smart choice. Many bad credit personal loan lenders say they offer “Next business day deposit”. In truth, some can receive your loan application, approve it, and have funds deposited into your bank account within the same business day. While same-day or next-day bank deposits are possible, no lender can guarantee it due to various factors. The rates and terms for personal loans and credit products through OppLoans vary state-by-state. You can check out the specific rates and terms in your state here. The typical cost of a personal loan through OppLoans is between 99–199% APR and terms can last up to 36 months. Online Personal Loans Safe and Secure from $500 to $25,000. First Liberty Loans is a safe and secure way to get an online personal loan. First Liberty Loans provides personal installment loans from $1,500 all the way up to $25,000 to best fit your current needs. It only takes one or two minutes to complete our secure online loan application.