RPS offers retail agents and brokers access to a full line of Personal insurance products from best-in-class quality providers to help differentiate you in a highly competitive market, expand your reach in underserved risks, and capture market share in profitable segments. A personal line of credit is an account that you can turn to when you need extra funds. You don’t need to borrow from your line of credit, but it’s available if you choose to. And from paying bills to a medical emergency, you can use the money for almost anything (personal, family or household use only – not business use). Personal Lines Insurance Program Our Personal Lines department has specialty policies for your clients needs at home, on the road or while having some recreational teime away from home. We have home owners policies, personal auto, boat, motorcycles and RV's. personal lines A general term that refers to any insurance that covers individuals or families, for example, health insurance or homeowners insurance. Personal lines insurance is insurance that is offered to individuals and families rather than organizations and businesses. The most common types of personal line insurance are property and casualty insurance, which includes automobile, homeowner and renters insurance. What is Personal Lines Insurance Personal lines insurance includes property and casualty insurance products that protect individuals from losses they couldn’t afford to cover on their own. These.