Bad credit OK. Apply in 60 seconds. Helps people to get approved for their bad credit loans! Quick easy guaranteed cash advance online. Same day short terms loans unsecured, no credit check and instant approval. A personal line of credit is a loan you can access when you need it. Rates vary among lenders. You can find an unsecured line of credit — for which you don't need collateral — or a secured line of credit — for which you do need collateral. In a Nutshell If you have bad credit, it can be difficult to get approved for a line of credit. When you need money, looking at lenders that offer “bad-credit” lines of credit may not be your only financing option — or even the best one. Lines of Credit for bad credit, find, compare and apply for credit cards, loans, repair your credit, consolidate debt - 131. Apply today for an unsecured personal line of credit. U.S. Bank personal lines of credit offer generous credit limits and instant access to funds on an ongoing basis. A line of credit loan from Speedy Cash is similar to a credit card. You apply once and can draw funds as often as you need up to your credit limit. What is a credit limit? A credit limit – credit line – is the amount that you're approved to borrow. For example, if you're approved to borrow $750 then $750 is the maximum amount that you can. Let a Personal Line of Credit help achieve your goals. Whether you need to make necessary home or car repairs, tuition payments or fund other major expenses, your Personal Line of Credit is there to help you do the things that matter. “Generally, you’re issued a personal line of credit for a time window until an expiration date,” Marlowe says. “So, for instance, if you need a $3,000 line of credit, we’ll grant that. If you’re in need of some cash, you may have considered taking out a personal line of credit – and depending on your circumstances — it could be a great idea to do so. But if you want to find the best personal lines of credit for your specific situation, it’s vital you do your research before making any decisions. Most financial institutions offer unsecured personal loans to consumers, even if they have bad credit. Consumers with very poor credit scores may be able to obtain personal loans for more than $50,000. However, these personal loans typically aren't available to individuals in bankruptcy.