Quebec City Loans Even With Bad Credit & Payday Loan Alternatives. There are always unexpected expenses that can come up, no matter how carefully we plan. The payday loan cycle is a serious obstacle that can affect many consumers. Nevertheless, these payday loans in Quebec are a common source of financing for a lot of residents in the province. Payday loans are popular in Quebec because: What is a payday loan A payday loan is a short-term loan with high fees that make it a very expensive way to borrow money. You can borrow up to $1,500. You must pay the loan back from your next paycheque. Responsible Collections. Our company uses responsible collection practices. If you fail to make your payments, our collection agents may terminate your payment plan and use different methods to recover the money owed. Loans between $300 and $3000 with no credit check at all. Accepting clients with good or bad credit. Very competitive rates across Canada. $300-$3000 Loans Same Day Approval. We can help those qualified in need of a loan to help pay for important things today instead of later. Payday Loans Short-term personal loans in Canada often come in the form of a payday loan. A payday loan is a short-term financial solution that is usually reimbursed in one lump sum, on the borrower’s next paycheck. The ABR (Annualized Borrowing Rate) of a payday loan is 390% to 560% and can be higher depending on the province. If contracted in knowingly, this loan can prove to be the right solution for you.However, the fact of getting together a large number of short-term loans could lead to serious financial problems and debt impossible to bear. Click here to apply for a loan 24/7. $500 loans and more! No credit request refused. Our loans are a minimum of 90 days and a maximum of 180 days. Pay in 3, 6 or 12 installments depending on the frequency of your pay. Lending companies partnering with us offer an approximate annual interest rate of 32% APR. Fast Cash Payday Loans Quebec, Canada. Considering the large population size for Quebec, it’s not a surprise that payday loans are very popular in the province. After all, they are quick and don’t require much to qualify. On the flip side, the interest rates are very high and for many people, it may be difficult to cut off the payday loan. Though a payday loan is often used in Quebec City, there are alternative options that will likely work better for you in your situation. As e-commerce becomes more prevalent in the financial world, online loans are rising in popularity.