Whether we like it or not, between direct deposits and online shopping, the average consumer needs a bank account simply to function in the modern financial world. And while you can obtain prepaid cards and use cash for most purchases, some things in life simply require a checking account — and that includes obtaining a personal loan, regardless of your credit. Yes, you can get a loan without a bank account. We reveal six loan options that you could qualify for with no checking or savings account. CashNetUSA offers payday loans online, sometimes referred to as cash advances, in a number of states, including California, Florida and Michigan. Our payday loans are unsecured short-term loans, usually for less than $500. The amounts, terms and types of loans available differ according to where you live. Since payday loans have such short terms — sometimes as little as just seven days — there’s not enough time for interest to add up to a profit. When it comes to payday loans, a high APR is a reflection of the loan’s high fees, not its high interest rate. Payday Loan with No Checking Account When lenders started dispensing payday loans, consumers without a checking account could not qualify for a payday loan. However, this trend has changed. Some lenders only need proof of verifiable income or a savings account. How to Get a Loan Today Without a Bank Account. VIEW IN SPANISH If you need to get a loan with no bank account today, to find out how to get a loan with no bank account, is possible and might be easier than you think. Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria. CheckCity.com provides loan services in: Alabama, Alaska, California, Hawaii, Idaho, Kansas, Missouri, Nevada, Texas, Utah, Washington, Wisconsin, and Wyoming. When you add up the benefits of online payday loans and weigh the alternatives, it’s clear that payday loans can be a good solution for short-term cash problems. Check `n Go offers solutions for any financial situation. Stop by to see us or apply online!