Get a pawn loan or apply in minutes for a cash advance at paydayloansikdc.com - Our stores offer payday loans with no credit check, fast payday loans, and payday cash advances up to $1,000. North Carolina General Statutes 53-281 and the North Carolina Consumer Finance Act N.C. Gen. Stat. 53-173 prohibit payday lending since 2001, and more recent amendments make it nearly impossible for payday lenders to squeeze in through loopholes. All lenders in North Carolina are required to comply with the small loan interest cap of 36% APR. So, it has never been easier to find a cash advance lender in Charlotte, North Carolina, you do not have to flip through the Yellow Pages, call on dozens of telephone numbers, go to the office and sign the agreement - you just fill out an online form and let us do all the rest for you. Eastern Specialty Finance, Inc., D/B/A Check ‘n Go is licensed by the Delaware State Bank Commissioner pursuant to 5 Del. C. sec. 2201 et. al., and expires . Check `n Go Online is not a direct lender in Texas, where instead it acts in the capacity as a Credit Services Organization in conjunction with third-party lenders. North Carolina Payday Loan Residents of North Carolina have experienced the tug of war over payday lending. In a recent turnaround, the state became an anti-payday loan lending state a few short years after approving legislation that allowed payday loan lending in North Carolina. North Carolina payday loans will take the stress out of your life so you can enjoy time with your family, and not worry about those holiday bills. North Carolina Payday Loan Store Locations by City. You don't have to worry about revealing your personal identification, either. We have a safe and secure system already in place. LUMBERTON Cash Advance Companies. ACE CASH EXPRESS 3101 Fayetteville Rd Lumberton NC, 28358. 910-739-7590. 910-739-7590. Advance America 5082 Fayetteville Road Lumberton NC, 28358. 910-738-3622. 910-738-3622. Advance America 2763 West 5Th Street Lumberton NC, 28358. 910-618-0734. 910-618-0734. AWAK FINANCE CashNetUSA can be terrific for individuals who are on the lookout for excellent payday loans no credit check opportunities. The application process for CashNetUSA is a total piece of cake. People don't have to wait long for the answers, either. It isn't unheard of for people to hear back from the CashNetUSA team in mere minutes. 5. RISE North Carolina: North Carolina passed statutes specifically authorizing payday lending. The fees and interest rates that payday lenders are permitted to charge amount to very large annual percentage rates. For example, North Carolina permits a 15% charge on a maximum loan amount of $300.