When people consider payday loan in Idaho (ID) online, they think mainly about the simplicity of the process. Dealing with a reliable company you can get qualified for a small money advance just in a matter of an hour. It is usually easy and convenient so that you can cover unexpected expenses without extra troubles. Visit your local Check `n Go at 580 E 17th St. Idaho Falls ID to apply for a payday loan or cash advance in Idaho Falls. Stop by your local Idaho Falls store to find the loan option that’s right for you. If you agree to them, the payday loan lender working in Idaho Falls transfers the funds into your account. You do not have to worry if your credit is bad, as in most cases short-term lenders do not check your credit history and the decision on credit request is made only on the basis of your current employment. At ACE Cash Express, you can apply for payday loans, installment loans, title loans, debit cards, prepaid cards, as well as get checks cashed or pay bills in over 950 locations. Learn more about how ACE Cash Express can help you with an online loan application/mobile banking or an in-person visit. Payday loan laws in Idaho Status: Legal (Idaho Code §§ 28-46-401 et seq.) Online Idaho payday loans are legal, and borrowers can access a total of up to $1,000 at a time by taking out one or more loans. The total amount borrowed cannot surpass 25% percent of the individual’s gross monthly income. Idaho payday loans usually have average finance charges of $20-$30 per $100 for a 14-day loan period. Payday Loans in Idaho Falls When you need cash, choose Teton Financial. We offer a better alternative to high interest payday loans. We make getting a small, personal loan fast and stress-free. Below, you’ll find everything you need to know about protections for consumers when it comes to payday loans in Idaho. Maximum loan amount is $1,000 and/or 25% of a borrower’s gross monthly income. Payday lenders cannot present a borrower’s check for payment more than three times. We would like to show you a description here but the site won’t allow us. Idaho Payday Loans People can feel secure seeking a payday loan in Idaho, because the state of Idaho has put laws into place in order to protect the borrower. For example, the state requires that certain information be disclosed to people who seek Idaho pay day loans such as the specific amounts that will be charged in fees and interest.