Loan by Phone is a new online lender that offers short term direct payday loans throughout the country. They claim to have a 5 minute online application process with an approval process that lasts less than 1 minute. They also have a 24 hour call center available for customers to get more information or to speed up the process. Easily apply to personal loans online, pay off credit cards, or finance large purchases. Get information on all types of loans. We offer payday loans, installment loans and lines of credit. Apply for an online payday loan and get cash in less than 24 hrs No Credit Check, No faxing, Instant Approval, Bad credit OK! Want payday loans no credit check necessary? If you want payday loans no credit check necessary, then it may just be your lucky day online. The Internet is chock-full of payday loans online same day that may work out well for your specific goals and wishes. If you're interested in an option that's of fine quality, you should check out LoanSolo. CashAmericaToday is a direct lender for online installment loans with no credit check, a better alternative to payday loans. Apply for instant cash with guaranteed approval now! If you’re looking for payday loans online, then it makes sense to check out a few places that can help you get online payday loans. There are a few options online, and here are just two of them. This site is a particularly good one when it comes to online payday loans. That’s because it focuses more on payday loans online then other sites do. If you borrow $2,500 over a term of 1 year with an APR of 10% and a fee of 3%, you will pay $219,79 each month. The total amount payable will be of $2,637, with total interest of $137,48. Financial Implications (Interest & Finance Charges) Implications of Non-Payment. When you accept the terms and conditions for a loan, you enter into. Payday loan direct lenders are responsible for managing every step of the loan process, from application to funding to receiving repayment. They can put cash in your hand when you need a short-term loan. While doing this, they are also tasked with protecting the security of your financial and personal information. Online payday loan providers like Mypaydayloan.com are direct lenders. This means that, from beginning to end, you only have to deal with our company when getting small cash advance loans. We lend our own money to our customers – not money from any third-party agencies or banks. If you’re searching high and low for the greatest payday loans online, then you’re definitely not on your own. There are many others out there who are in your boat and who are in need of online payday loans.