However, what customers with bad credit history need to be aware of is the fact that bad credit history may make the loan slightly more expensive. It is a consequence of the additional risk a lender needs to take while providing you with a payday loan, or personal loan. Fair to BAD credit loans for New York State residents. Borrow $1000 - $200,000 with monthly payments - use our unique pre-app system and get APPROVED. Corporate Headquarters. Loans.net Network Ltd. 641 Lexington Ave. New York, NY 10022. Phone: (646)257-4131 Zingo Cash offers loans for bad credit, stop using payday loans, get a loan with Zingo Cash's quick loan process. CashAmericaToday is a direct lender for online installment loans with no credit check, a better alternative to payday loans. Apply for instant cash with guaranteed approval now! Zingo Cash offers loans for bad credit, stop using payday loans, get a loan with Zingo Cash's quick loan process. You can get up to £1,500 today directly from your mobile phone, computer or tablet. It takes around 3 minutes to complete the application and you will get an instant decision. Cashfloat is a payday loan direct lender that concentrates on helping people with bad credit to get the money they need. We’ve already helped over 50,000 people in the UK. Instant Payday Loans to Flip Bad Credit Situation To be completely transparent, we are working online to help people, who are running into a bad credit situation. The short term loans are easily accessible for the borrowers to serve maximum financial relief for them. Direct payday loan lenders If you need a loan but don’t have the credit score for a traditional lender like a bank, an alternative option is a direct payday loan. When it comes to applying, you’ve got two basic options: apply with a direct short-term lender or through a loan connection service. Database of Direct Payday Lenders & Direct Installment Lenders – Updated 5-13-2020. Blue Trust Loans Blue Trust Loans is one of the newest company on our database of direct payday lenders. As of 2019 they fund online loans of $100 to $2,500 in many states. There is no pre-payment penalty and payoff terms will vary by state and underwriting.