Can I get instalment loans for bad credit from UK direct lenders? Yes! As a licenced credit broker, we understand that even people with a poor credit history will face times when they need additional cash in a hurry – and aren’t able to obtain it through traditional lending platforms such as banks. Payday Loans from Direct Lenders. There are a lot of benefits for using a payday loans direct lender only, especially if you are looking to borrow money for an emergency or pay off any pressing bills or debts. What is a direct lender? Dot Dot Loans is a direct lender, you can apply directly for a loan to us and we lend funds directly to you. Approved applicants will have the agreed loan amount deposited directly into a designated bank account. If you need a loan but don’t have the credit score for a traditional lender like a bank, an alternative option is a direct payday loan. When it comes to applying, you’ve got two basic options: apply with a direct short-term lender or through a loan connection service. Bad Credit Loans. If you have a bad credit score, you will find that many lenders will not offer you credit. Our loans for bad credit specialise in offering short term loans to people with a poor credit history. Borrow £900 for 7 months. 1st monthly repayment of £187.92, 5 monthly repayments of £250.56, last monthly repayment of £125.27. Total repayment £1,565.99. Bad Credit Loans A bad credit loan is an unsecured or secured loan that has a higher APR% rate and is available to people with bad or poor credit. Bad credit l Wizzcash are a payday loan direct lender, as well as a broker. Cash could be in your account on the same day you apply, from £200 - £1000. Apply now! Guaranteed Loans: Your Saviour During Financial Emergency Guaranteed loans are a type of payday loans that come with 100% guaranteed approval. You do not need to confuse them with guarantor loans. These small loans do not require you to arrange a guarantor, nor do you need to put collateral. Direct Lenders For Bad Credit. The One Stop Money Shop is an FCA authorised direct lender for bad credit – so we are able to take a view on less than perfect credit scores and help you borrow between £300 to £1,000. As a direct lender, we will be the company who you work with from start to finish. To start your application, simply click on the apply button and it will take around 5 minutes.