Apply for a Short term Loan at Payday Express today and help resolve your short-term credit needs. Payday Express is located in the Bromley area of Greater London. Did you borrow from Payday UK, Payday Express or the Money Shop for month after month? You may be able to get a refund of the interest you paid. These three lenders are all owned by the same company and people are getting thousands of pounds in refunds. Find out the details and the free template letters. Dollar Financial UK (‘Dollar’), trading as The Money Shop, Payday UK, Payday Express and Ladder Loans, has entered into an agreement with the FCA to provide £15.4 million redress to 147,000 customers for unfair practices. A number of serious failings took place at the firm which caused detriment for many customers. Affected customers will receive a combination of cash refunds and/or.