Payday loans can be a quick solution when you’re facing an emergency or unable to cover a bill — but they aren’t your only choice. From local resources to credit unions, there are alternatives available when you’re facing short-term financial problems that can help you stay out of long-term debt. It specializes in providing online payday loans, in-store cash advances, in-store title loans, and check cashing among other financial services. It typically serves customers who have come up against unexpected expenses, need to get an advance on a pay check or who have other short-term financial assistance needs. Short Term Loans Online. Short term loans are a quick and easy way to get the extra cash you need. MyFlexCash.com can provide you with the extra cash you need to help meet your financial needs. The loan process is very simple and can be completed online in just a few minutes. Payday loans online are short-term cash advances, usually available at even a bad credit score, and processed entirely via online modes. They are agreed upon to be repaid by the debtor by the time they get their next paycheck - hence the name payday loan. Though all storefront payday loan operations in Arkansas have been shut down, these usurious loans are still available on the internet. Most online payday lenders have “roll-over” provisions that direct most, if not all, of a debtor’s payments toward loan fees without reducing the amount borrowed. How to spot a payday loan: If you’re in need of quick cash and are looking for a small loan, getting one from a payday lender may have crossed your mind. This guide will help you navigate the laws surrounding short-term lending in Arkansas. HOW IT WORKS. A short-term loan is a direct deposit loan designed to help people in an emergency situation. The application process is very simple and no faxing is required. You can complete the loan process from the comfort of your office or home.