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Online Loans from Speedy Cash. Some online loan websites are not actual lenders. They will collect your information and then sell it to a lender. Speedy Cash is a direct lender, which means that you apply directly with us and we service your loan from providing cash to processing your payments. *Data collected from a survey from October 15. Get approved today with an easy online loan application! More Affordable Payments. Payday loans average an APR of 400%. Compare to maximum 199% APR offered through OppLoans! Fast Funding. Once approved, receive money in your account as soon as the next business day! Personal Service. We treat our customers like family. Personal loans can be used for almost anything. A personal loan is an amount of money borrowed at a fixed rate that needs to be repaid in a specific amount of time. If you make the right decision, you could get a low rate for a personal loan and use it for debt consolidation or even home improvements. Change the way you borrow with personal loans through Avant. Checking loan options is quick, easy, and does not affect your credit score. Online loans can provide the money you need now to deal with your emergency which you pay back later. If approved, you can use these funds for any emergency, such as car repairs, groceries, medicine, gas or any other reasons. In many cases, a LendUp loan can eliminate the risk of overdraft fees, bad check fees or late fees. Apply for an online loan in just minutes, and if you apply early and are approved, get funds as soon as the same business day. We offer payday loans, installment loans and lines of credit.