Online direct lenders are companies that both receive your online loan application and fund your loan. Reputable online direct lenders are state licensed which means they follow, and are accountable for, all the lending rules and regulations set out by each specific state. How do online loans from direct lenders work? American Web Loan is a tribal lending entity wholly owned by the Otoe-Missouria Tribe of Indians, a sovereign nation located within the United States of America. American Web Loan is licensed and regulated under the Otoe-Missouria Tribal Consumer Financial Services Ordinance. We strive to provide five-star service to our customers and offer a variety of fast online loans and make sure you get your funds quickly. Customers who have had difficulty borrowing money from traditional banks have written favorable reviews about us because of our easy application process and fast loan approvals. CashAmericaToday is registered with Utah's Department of Financial Institution to provide Consumer Credit. If you submit this application via the internet to us, we will receive and process it the same as if you submitted it to us in person thereby making Utah the place of negotiation, execution and performance of all applications and/or agreement. Timeliness is Everything with Spotya! Online Cash Advance Servicing Team. If you're in need of quick cash, Spotya! is the perfect solution. You can be funded within 24 hours or sooner from one of our network of payday lenders. Spotloan SM is a brand owned by BlueChip Financial, a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian Tribe. BlueChip is located on and operates within the Tribe’s reservation.