Payday loans are designed to help you cover unexpected bills, repairs, and other emergency expenses that come up between paychecks. While you may not necessarily be able to get a payday loan within one hour, some direct lenders do offer quick loan processing, even for those with bad credit or who are unemployed. Payday loans online require you to be diligent in order to make sure that you've found the best one for your particular situation. Online payday loans come in a bunch of different varieties, but here's some information about two of them. One Hour Loan - You may have heard of a payday loan; you also may have heard of paycheck advances, payday cash advances and a myriad of other names. All of these terms refer to the same thing. A payday loan, in a nutshell, is when you write a post-dated check for the amount a lending company will loan you plus interest for the service rendered. NYC Personal Loans is ready to provide you with any funding you may be in need of. With all credit scores considered, apply today to get started. Emergency payday loans online are fee-based loans, so you pay a fee to borrow the money which you repay on your next paycheck (in most cases). There are options for loans that are paid back over longer time periods, like installment loans, but qualifying for one is more difficult than a payday loan. Apply for an online payday loan and get cash in less than 24 hrs No Credit Check, No faxing, Instant Approval, Bad credit OK!