Other Business Loan Products from AFN. AFN offers several other loan products if you don’t need an unsecured line of credit. You can apply for a business loan with a standard interest rate and term payment. Contents Home. texas home equity Home equity loans Unmanageable payment due Home equity lines Fluctuating interest rates Credit home equity How To Qualify For A Home Equity Line Of Credit Use this calculator to determine the home equity line of credit amount you may qualify to receive. The line of credit is based on a … Home Equity Lines Of Credit With Bad Credit Read More » Cover short-term needs & grow your business with a low-fee, competitive rate business line of credit (LOC). Apply today. SunTrust lines of credit plus offer a unique value to customers by giving them cash in their hands to avoid liquidation. Apply now. Obtaining a line of credit with a low credit score is difficult, but not impossible. Interest rates tend to be higher and the line of credit may be capped at a lower level than someone with a more pristine credit history. But there are more credit cards for bad credit than there are business lines of credit. With bad credit, you might be tempted to apply with more than one lender. But each application will create a hard inquiry on your credit report, which lowers your score a few points. In a Nutshell Bad credit can make it difficult to get a home equity line of credit, even if you have plenty of equity in your home. And even if you’re able to get approved for a home equity line of credit with bad credit, it will likely cost you more. A business line of credit gives access to a pool of funds to draw from when you need capital. Unlike a traditional business loan, you have the flexibility to borrow up to a set amount (typically anywhere from $50,000 to $500,000), repaying only the amount you withdraw, with interest. View personal line of credit information from HSBC Canada. We can help you find the right loan for your needs. A line of credit lets you borrow money as you need it, paying interest only on what you use. Learn how this type of borrowing works.