*DISCLOSURE: This is a solicitation for an installment loan, registration loan or advance of credit. This is not a guaranteed offer and is subject to lender's approval and a complete and approved application. Results and actual loan amounts may vary by state. A line of credit is a more flexible option for cash than a traditional personal or payday loan. A line of credit has a credit limit that functions in a similar way to a credit limit on a traditional credit card. Customers can borrow what they want, up to their approved credit limit, and make repayments over time. Easy Access Line of Credit A flexible credit line of up to $5,000 This basic, revolving line of credit gives you extra purchasing power and cash when you need it. It’s perfect for overdraft protection 1 and comes with flexible payment options. A line of credit, also known as an LOC, is essentially a loan that can be used like a credit card. A financial institution will approve a borrower for a set amount and the borrower has full use of the funds as long as they don’t overdraw the account and continue to meet their monthly payments. With a line of credit, you can get the money you need from your credit limit, repaying only based on what you've borrowed. With a personal loan or line of credit from U.S. Bank, you’ll get to enjoy easy access to your funds. Find the loan that’s perfect for you and apply online today. A line of credit online is an open-ended loan – this means you can withdraw money up to your approved credit limit at any time. MoneyKey’s Online Line of Credit loans can have a credit limit of up to $1,000. A personal line of credit loan is a loan from $500 to $25,000 that you apply for here online. A personal line of credit loan is like an installment loan in that you make regular installment payments on the loan. The line of credit account is designed as a short-term cash flow solution and not designed as a solution for longer term financial problems. Additional Fees may accrue if the outstanding principal balance is not paid at the end of the cycle. Apply online or in a store and you could get up to $3,000. If approved, the full credit line is yours to use as you need - draw the amount you need whenever you need it. Select your initial draw Select the amount of money that you would like to draw from your credit line initially.