Is Kenwood Services licensed in Illinois to give out payday loans. Can i go to jail if i don't pay them back for fraud? i took out a payday loan from kenwood services and i was paying for a while. I am getting harrassing and threatening phone calls like the previous complaints stating that I owe a payday loan and if I do not pay or make arrangements to pay they will take me to court. For the past several months, someone has called and left messages that I am in default in loan and will go to civil court for litigation. I spoke with them several months ago and told them I never had a payday loan with Kenwood Payday Loans. They use my married name which was changed in 2010.