Things happen. Your car breaks down and it will be 10 days before you get paid, but you need it fixed now to get to work or even grocery shop. Payday, Personal, Title, Installment Loans: What the Difference. Sometimes, we have an emergency need of money. It is not infrequent that we don’t know where to find the necessary sum for lease payment or car repairing. Payday lending, or deferred presentment, involves single-payment, short-term loans based on personal checks held for future deposit or on electronic access to personal checking accounts. Payday loans online require you to be diligent in order to make sure that you've found the best one for your particular situation. Online payday loans come in a bunch of different varieties, but here's some information about two of them. Find Personal Loans in New York, NY: Bad Credit Installment, Payday, Cash Advance & Title Alternatives without worrying about your credit score. Any Credit Personal Loans is here to help! Get approved today. An installment loan company will set up a plan for customers to pay back the loan. While it will depend on the company, most installment loans can be paid back within six months to a year. On the other hand, payday loan companies will want the entire loan paid off on your next payday. The bottom line is simple. Easily apply to personal loans online, pay off credit cards, or finance large purchases. Get information on all types of loans. We offer payday loans, installment loans and lines of credit. Virtually every company offering non-bank loans and payday loans offers clients an extension of their repayment dates for an additional fee. Its amount varies depending on many factors, such as the amount of the loan, the terms of the contract with the lender and the extension period.