The latest breaking news, comment and features from The Independent. Like traditional lenders, private lenders provide a variety of loans for personal and business use. But since these lenders generally aren't held to the same high regulatory standard that traditional lenders are, they tend to provide an easier route to qualification for those with bad or insufficient credit (and with less paperwork). Cover illustration for a feature about the crackdown on independent lenders.Client: The Commercial ObserverArt Director: Lauren Draper Secured vs. Unsecured Personal Loans There are two basic types of private personal loans: secured and unsecured. An unsecured loan depends on a borrower's credit rating and credit history and does not require the use of an asset as collateral. Effortless Endorsement within just Twenty four hours. Independent Lenders Bad Credit In Sioux Falls Make an application for Short term Today. L&T S&L offers independent & lenders engineering services to various financial institutions, government bodies, banks, private equity players, corporate enterprises etc. We're the 1 UK non-bank business finance provider on Feefo. We are helping small businesses thrive. As one of the largest independent lenders to small businesses, we have a wealth of knowledge and strive for excellence in all we do. Help Independent Lenders Help Homeowners Lenders are making near-record levels of refinances, providing tangible benefits to consumers, and churning out home-purchase loans—all while providing. Independent lenders who provide asset-backed credit to small and medium-sized businesses face widespread failure in the coming months as funding markets seize up and borrowers struggle to pay. In the article, “Plight of the Independent Lender,” Babcock and Graham summarize the recent history and projected trajectory of mortgage origination volume and the purchase/refinance mix for the industry as context for the challenges negatively impacting Independent lenders, especially negatively.