There is a baseline set of qualifications which every borrower must meet before they can get a short-term payday loan. These conditions are not particularly in-depth but are necessary. First of all, the borrower must be over the age of 18 or the legal age for their country of residence. A basic truth: A mortgage loan holds your house and land as collateral. But in most cases, a lender does not really want to end up with your house. They want you to succeed and make those monthly payments that make the world (or at least the U.S. world) go ’round. So when you apply for a loan, the lender will scrutinize your financial. Most often, payday loans are for no more than a few hundred bucks and need to be paid back within a couple of weeks. To get a payday loan, you typically write a check for the amount you are borrowing, plus a fee. You might leave the check with the lender, and they cash it once you are ready to repay. If you can’t repay your payday loan when. Generally, payday lenders require you to have: An active bank, credit union, or prepaid card account Proof or verification of income from a job or other source Valid identification, and be at least 18 years old Every borrower must meet a basic set of qualifications before they can qualify for their loan. They’re usually pretty simple to fulfill, such as the requirement for you to be over the age of 18, or whatever the legal age is for your country. You must also have a bank account that the money can be paid into. Built to help with life’s small emergencies, payday loans offer quick cash when payday is a little too far away. Complete our easy online application, and you could get $50 – $1,000. Apply now and you can reach payday today! Built to help with life’s small emergencies, payday loans offer quick cash when payday is a little too far away. Payday loans, which are also sometimes called cash advance or short-term loans, usually come with very minimal requirements. That’s because these loans are designed for people who need a fast and easy solution to their financial situations. They can give borrowers the peace of mind of paying an emergency room fee or making it toRead More How to qualify for a payday loan? I know everywhere will be different but I mean generally, and who's the most lenient with 'bad credit' ? thankyou :) Answer Save. 11 Answers. Relevance! Lv 7. 7 years ago. Favourite answer. They all do credit checks. 0 0 0. Log in to reply to the answers Post; Grey.