When people ask themselves “how do I get out of payday loans?” they’ll often think the answer is to pay one loan off with another. It’s not. This is an all too common problem that we see. We know being in payday loan debt can be scary. If the repayment date looms and you can’t afford to repay, we can help. Use the funds you receive through your personal loan to pay off all outstanding payday loans and close the door to payday lending for good. Then make the minimum monthly loan payment for your new personal loan on time and in full. Once you’ve built your credit above the 600 threshold, visit your local credit union to apply for a personal loan. Get life-changing financial advice anytime, anywhere. Subscribe today: Learn to budget, beat d. Looking for Quick Loans? Apply for a quick cash loan up to $10000 in minutes. 100% Online! Easy online application. No paperwork. Outcome in seconds. We Can Help - Apply now! How To Pay Off Payday Loans Quickly Call them, tell them what is happening in your life and set up a plan. How Much Money Can I Qualify For? I have bad credit.? Take a look and see which one is best for your needs. personal loans for bad credit colorado cash advance in sf california personal loan in usd Another option to get the cash to pay off a payday loan is to borrow from your social group. While borrowing money from friends and family has its own risks, it can be an effective way to wipe out a payday loan and replace it with manageable debt. If you attend church or are part of a religious community, consider asking for their help as well. It might sound desperate but one of the best ways to pay off your payday loan debt quickly is to sell all of your unused stuff. There was a time when selling your stuff was difficult but these days, you can use various online auction sites to sell your stuff easily. Rounding up your payments is an effortless way to pay extra without even missing the funds. Just like making bi-weekly payments, you don't need a lot of extra funds to knock a few months off the term of your loan. For instance, my auto payment was $264.12, but I chose to round it up to $300, which is an extra $35.88 per month. Your last possible resort should be this, move your direct deposit into a new account, get a new debit card, and let all of the payday loans fall. Talk to them when they call, be polite, explain your situation, and make payment arrangements with all of them for what you can afford, even if it is only $25. ♡LOOKING TO PAY OFF YOUR DEBT FAST? PURCHASE MY 10 TIP E-BOOK HERE TO GET STARTED: THIS VIDEO IS 11:11.