If payday loans aren’t legal in your state, the loan offer could be a scam. When you see payday loans advertised in states where they’re prohibited, it should be an immediate red flag.Predatory lenders are known to work around legislation and can end up trapping you in a cycle of debt with interest rates and fees that are well above the legal limit. Navy Federal ATMs can be found at most branches or nearby locations, and they’re free. Using your Navy Federal Debit Card and PIN, you can make withdrawals, deposits, loan payments, balance inquiries, and transfers between your Navy Federal Credit Union accounts. Also, if the borrower has children, they may want to determine if their money would be better off being put toward saving for college. There are college savings plans available such as Coverdell Education Savings Accounts and 529 plans that provide significant tax advantages when saving for a child’s college expenses. When looking for a reputable payday or installment loan company, look no further than Check n Go! Whether in store or online, we are ready and waiting to help you get the money you need fast. What are you waiting for? Get your funds today! 1 Washington law does not permit lenders to lend to individuals who have taken out over eight (8) payday loans from a Washington-licensed payday lender during the prior 12-month period. *The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual. Official website of the National Institutes of Health (NIH). NIH is one of the world's foremost medical research centers. An agency of the U.S. Department of Health and Human Services, the NIH is the Federal focal point for health and medical research. The NIH website offers health information for the public, scientists, researchers, medical professionals, patients, educators, and students. How One State Succeeded in Restricting Payday Loans. Washington State passed a payday loan reform bill that merely limits the number of loans a person can take in a year. how can i get multiple payday loans at one time? Answer Save. 7 Answers. Relevance. Anonymous. 7 years ago. Favorite Answer. Yeah. Unwise to get even one. 0 1 0. Login to reply the answers Post; Misty. 7 years ago. You can do this by going to different payday loan companies (not a different branch of the same place you already have one out. Why Choose CashNetUSA. Not all online lenders are made equal, and when you're looking for emergency funding, you want a lender with a proven track record. CashNetUSA has been lending since 2004 and is part of the publicly traded company Enova International, Inc. ().We're driven by our mission to help hardworking people get access to credit. After a new law imposing stricter regulations on the payday lending industry takes effect today, Ken Weaver is not optimistic his two check-cashing stores in eastern Washington will remain open.