A Flex Loan is an open line of credit that allows you to borrow up to $4,000 and only pay interest for the amount of time you keep the money you borrow. You can draw on your line of credit at any time, and as you repay the principal owed your available credit is renewed by the same amount. A A flex loan is an open line of credit that offers you convenient access to the money you need. You can borrow as much or as little cash as you need within your approved credit limit. Then, you can choose to repay the minimum balance with each statement, or make a larger payment to pay off your balance more quickly. HOW IT WORKS. A short-term loan is a direct deposit loan designed to help people in an emergency situation. The application process is very simple and no faxing is required. You can complete the loan process from the comfort of your office or home. Bad credit OK. We're a legitimate direct payday lender. Apply Now! If you're searching for payday loan online, it can help you greatly to be aware of any and all of the finest options. An online payday loan is a short term, small dollar loan secured by your paycheck. The entire transaction occurs online. Like traditional payday loans, the APR will typically be high (averaging 400%) and the term will typically be short (two weeks). Online payday loans typically require that you have a bank account and provide the lender access to it. Our online payday loan application is available 24/7! Get started now! The best payday loans lend you money so that you can get to your next payday. Get Cash Now : MY FLEX CASH : Apply online in just minutes for a quick loan, and if approved get cash the next business day. Short Term Loans Online. Short term loans are a quick and easy way to get the extra cash you need. MyFlexCash.com can provide you with the extra cash you need to help meet your financial needs. The loan process is very simple and can be completed online in just a few minutes. Unlike a Payday Loan or an Installment Loan, a FLEX Loan gives you the ability to apply once and withdraw cash at any time (up to your credit limit). And unlike a payday loan or installment loan, with a FLEX Loan, you pay it back at your own pace, with conveniently scheduled payments, or installments, aligned with your payday. The main of Flex-Pay Installment Loans are the smaller more manageable payments. Instead of your total loan amount (plus fees) being due on your next pay date, installment loans are paid back over time through smaller scheduled payments. The longer term payment schedule makes repaying a loan more manageable and convenient.