Online loans may be an attractive short-term lending option, especially for those residents unable to get approval for a traditional loan from a bank or credit union. LendUp is a direct lender in all states where we operate (except for Texas and Ohio, where we are a Credit Access Business, or CAB, as required by law). Apply online today for an installment loans up to $10000 with fast results. Online installment loans are designed to help when you need a short-term loan fast and have bad credit or even no credit. Online payday loan providers like Mypaydayloan.com are direct lenders. This means that, from beginning to end, you only have to deal with our company when getting small cash advance loans. We lend our own money to our customers – not money from any third-party agencies or banks. Cash payday loans range anywhere from $50 to $5000. Request A Payday Loan Advance Online | Use our 5 minute application | Recieve a quick decision for your online loan. Being a considerate and one of the most trusted direct lenders online we offer unsecured installment personal loans for bad credit which make life easier and provide a better financial stability. American Web Loan is an internet lending solutions company owned and operated by the Otoe-Missouria Tribe of Indians ( Tribe ). The Tribe has lived in the Missouri River Valley since the 1600's and was the first tribe to meet with Lewis and Clark in 1804. American Web Loan was conceived as part of the Tribe's economic development program. Wise Loan is the leading provider of quick cash and online installments loans in your area. Give us a call at 800-516-7840 with questions and to apply today! Loan by Phone is a new online lender that offers short term direct payday loans throughout the country. They claim to have a 5 minute online application process with an approval process that lasts less than 1 minute. They also have a 24 hour call center available for customers to get more information or to speed up the process. Online direct lenders are companies that both receive your online loan application and fund your loan. Reputable online direct lenders are state licensed which means they follow, and are accountable for, all the lending rules and regulations set out by each specific state. How do online loans from direct lenders work? Personal Loans Direct Lenders. If you’re looking for a personal loan, you may have heard that it’s best to work with a direct lender. So what exactly is a direct lender, and what benefits do they offer? A direct lender offers you a loan directly, whereas a loan broker, affiliate or lead provider simply matches you with a lender.