Credit counseling is often a free service that will contact your creditors and try to make arrangements for you to pay your debts under different terms. Budget Analysis and Credit Counseling. You can get a FREE consumer credit counseling session, budget analysis and money management advice to get back on the road to financial recovery. Complete a confidential request for consumer credit counseling online or call 877-833-1745 — available 24/7. Your Free Session Covers: Debt consolidation advice for free. Consolidate your credit cards, medical bills, and unsecured debt to save money without loans. Call 1-888-338-0393 Under the law, Florida residents are entitled to a 60 day deferment of their payday loan payments, if they complete a credit counseling session with an Approved Provider. Following the deferment period, the payday lender must accept a reasonable repayment plan provided by the credit counselor. Nonprofit credit counseling helps people get their finances in order before they buy a home. It can also help renters or people who already own a home and are considering a reverse mortgage. Credit counseling will help you understand why your credit score is an important factor in housing, whether you buy or rent. Credit counseling aims to help consumers better manage their finances, and a number of reputable organizations exist across the country. Services can include help with payday loan debts, budget creation and money management. Credit counseling is usually offered by many nonprofit organizations. Under the law, Florida residents are entitled to a 60 day deferment of their payday loan payments, if they complete a credit counseling session with an Approved Provider. Following the deferment period, the payday lender must accept a reasonable repayment plan provided by the credit counselor. Student loan credit counseling is a wise move for anybody looking ahead at a long road of student loan debt. The average graduate takes 20 years to repay all student loan debt. You couldn’t rush the process even if you wanted to, so you might as well map it out in advance. Debt Management Credit Counseling Corp (), a nonprofit charitable organization (DMCC), announces new program to assist consumers struggling to repay payday loans. Program provides repayment plans with affordable monthly payments and suspension of collection calls. Speedy Cash - Legal Money - Legal Inbox - Illegal Solid Oak - Illegal Options for the illegal lenders - Just pay the principal amount. Options for the legal lenders - Settle your payday loans as soon as you can.