last year i took out a payday loan i was almost done paying it off and finacial thing went bad my bank account went negative and the account was closed so the payday advance company could not recevie payment now they want to serve me and take me to court or work out payments is this for real what is better for me to do go to court or paypaments? My experience was with a company based in Bellshill Scotland who were sold on a debt from a payday company. I was sent a court initial summons inviting both parties to put their car forward in writing to the court before a set court date. If you don’t repay your loan, the payday lender or a debt collector generally can sue you to collect.If they win, or if you do not dispute the lawsuit or claim, the court will enter an order or judgment against you. Can payday loans take you to court? Even if that should occur, seek legal assistance to minify the result. Up to you, you’d better treat your finance with care. April 24, 2019 2:25 pm. Ali Man. Ali Man is a financial writer. She has 6+ years of experience working with personal finance. Can payday loans take you to court? Yes, payday loans can you take you to court. It is unlikely payday loans will result in a criminal court summons, more often there is a lawsuit that takes place. To avoid getting wrapped up in a potentially costly, time-consuming lawsuit. Can online payday loans take you to court if they are not paid? - Answered by a verified Consumer Protection Lawyer People can consider paying the loans is something simple and easy but it’s not true in fact. That is why many people are worrying if payday loans terms can take them to court. Payday loan companies can absolutely take you to court, but depending on the loan amount, usually wont because of the cost to go to small claims court. Can payday loans take you to court The instant loan app in India makes financial providers simple, clear and simply accessible to you. If you are an present buyer, you possibly can simply entry your loan account details, statement particulars and lift service requests. Can payday loans take you to court? I got a call saying they were constable and warning me I would be served. So I called the number and it’s an old pay day loan. He said if I left my card info for.