Payday loans are offered in the following states: AL, AK CA, CO, DE, FL, HI, ID, IL, IN, IA, IS, KY, LA , MI, MS, NE , NV, OH. Get pre-qualified now! Check Into Cash. Apply online or in-store! Direct lending online or at our stores, Check Into Cash makes it fast and easy for you to get the cash you need now. As a direct lender, Check Into Cash. 2. Ace Cash Express. Ace Cash Express is a direct lender based in Irving, TX. Ace Cash Express helps borrowers with below-average credit scores get an online payday loans. Ace Cash Express makes it easy for you to get a payday loan quickly with a simple application process, allowing you fast access to money when you need it most. Payday Loans (quick cash advance typically paid back from your next paycheck or within 30 days); Payday Installment Loans (quick cash with greater flexibility paid back in installment typically in 4-6 months); Installment Loans (quick cash paid back over a longer term – typically 12 months and lower installment payments); Line of Credits or Revolving Credit Plans (cash advances where you. Top Ten Reviews is supported by its audience. When you purchase through links on our site, we may earn an affiliate commission. Editor’s Note: Even the best online payday loans are generally a bad idea overall. If you are looking for a payday loan to pay bills or other expenses, we strongly recommend exploring other options, such as getting a. Database of Direct Payday Lenders & Direct Installment Lenders – Updated 5-13-2020. Blue Trust Loans Blue Trust Loans is one of the newest company on our database of direct payday lenders. As of 2019 they fund online loans of $100 to $2,500 in many states. There is no pre-payment penalty and payoff terms will vary by state and underwriting. Online Payday Loans From Direct Lenders. It’s very common for most people to search online for direct lenders because of how fast the approval process is. Same day approval and same day funding can mean a virtually immediate financial solution to your current situation. Depending on your situation your terms, conditions, rates and fees will vary.