Payday loans online require you to be diligent in order to make sure that you've found the best one for your particular situation. Online payday loans come in a bunch of different varieties, but here's some information about two of them. Short-Term Cash Advance Loans for Bad Credit Short-term cash advance loans, a category that includes payday loans, are small loans with terms that generally only extend a few days up to a few months. These loans are typically easy to qualify for, even with poor credit, but will charge particularly high fees. EXPRESS APPLICATION and the highest payday loan approval rate online. It only takes a few minutes to get personal loans for people with bad credit. The process of applying for a loan is similar whether you have bad credit or excellent credit. Select at least three lenders, and compare the offers with the interest rate, origination fees, and other features in mind. If it makes sense to move forward, apply for a loan. If you’re searching high and low for the greatest payday loans online, then you’re definitely not on your own. There are many others out there who are in your boat and who are in need of online payday loans. Anything below 630 is generally considered “bad credit.” Lenders use your credit score when evaluating your application. Borrowers with bad credit are viewed as a higher risk making it more likely that the lender will deny your application or offer you a loan with unfavorable terms. Of course, bad credit impacts your life in other ways too. CreditLoan matches loan requests with lenders for loans from $250 up to $5,000 and is happy to work with bad credit borrowers who have scores below 630. CreditLoan has operated since 1998 and has arranged loans for more than 750,000 borrowers. To qualify for a bad credit loan, you’ll need a bank account where a lender will deposit the proceeds upon approval. Interested in getting cash advance loans online? Many people who find themselves short of cash turn to a payday cash advance in lieu of personal loans or other types of loans. Easily apply to personal loans online, pay off credit cards, or finance large purchases. Get information on all types of loans. We offer payday loans, installment loans and lines of credit. Things happen. Your car breaks down and it will be 10 days before you get paid, but you need it fixed now to get to work or even grocery shop.